Your financial partner from
day one.
We help Canadian businesses run with
clarity and confidence.
Whether you’re just starting out or ready to scale, we bring the expertise, the systems and the care to get it done right.
Trusted by businesses across Canada.
"Shantae and the Cobella Financial team has been an invaluable part of our business for over 6 years, serving as both our fractional controller. Her accuracy, reliability, and strategic insight have completely transformed our operations. She goes above and beyond in providing proactive guidance, ensuring compliance, and helping us make confident decisions as we grow. I highly recommend Cobella to any business looking for trusted, high-level financial support."
“The fundamentals of financial health are universal. Accurate books. Clean systems. Reliable reporting. Clear strategy. And a partner who tells you the truth about your numbers.”
SHANTAE CUNNINGHAM
Financial services built around your business.
From day-to-day bookkeeping to executive-level financial strategy and community empowerment Cobella Financial delivers across two divisions and every stage of growth. Hover any service to learn more.
Full-cycle bookkeeping that keeps your finances accurate, current, and audit-ready every single month.
- Monthly reconciliation & financial statements
- GST/HST filing preparation
- Accounts payable & receivable
- QBO Platinum ProAdvisor managed
Your team gets paid accurately and on time, every time fully compliant with Canadian payroll regulations.
- Full payroll processing & administration
- Employee benefits & dues tracking
- WSIB & compliance support
- T4 preparation & filing support
Strategic financial guidance that goes beyond the numbers, helping you make confident decisions at every stage of growth.
- Fractional CFO services
- Budget development & forecasting
- Cash flow modelling
- Board & stakeholder reporting
Workshops, cohort programs, and one-on-one coaching that build genuine financial confidence in individuals and communities.
- Financial literacy workshops
- Cohort-based programming
- 1:1 financial coaching
- Curriculum design & development
Dynamic speaking, facilitation, and business consulting — bringing financial expertise to stages, panels, and boardrooms across Canada.
- Keynotes & panel appearances
- Workshop facilitation
- Business plan & go-to-market consulting
- Corporate financial wellness
Not every business fits a neat category. Book a free discovery call and we will tell you exactly what you may need.
Ready to find the right financial partner for your business?
Book a Consultation“Are you deliberating if your business is even ready for a dedicated bookkeeper? Take our quick assessment and find out for yourself.”
The Big Three. Our commitment to every client.
We only use top accounting technologies, cloud computing, and AI-powered systems — ensuring speed, accuracy, and real-time financial visibility from anywhere, at any time.
- QuickBooks Online Platinum ProAdvisor managed
- Cloud-based systems accessible anywhere in Canada
- AI-powered financial dashboards available
- ISO 27001 compliant data security standards
Every client relationship begins with trust. We guarantee upfront pricing, a clear engagement agreement, and a comprehensive onboarding process so you always know what to expect at every stage.
- Transparent, fixed pricing before work begins
- Onboarding completed within 7 business days
- Encrypted document portal set up from day one
- Clear scope of work and engagement agreement
We are people first and numbers second. Our advisors bring cross-industry expertise and genuine partnership — helping you truly understand your financial position and act on it with confidence.
- Monthly financial review meetings included
- Plain-language reporting — no jargon
- Strategic guidance beyond the books
- Cross-industry expertise across 5+ sectors
Explore the Cobella Clarity Method, our five-stage process from assessment to growth.
About Us
I started Cobella Financial in 2018 because I believed every business regardless of size or budget deserved a real financial partner. Not just someone to keep the books, but someone who understands the numbers, tells you the truth about them, and helps you build something that lasts.
Over the past decade I have worked across many industries: Nonprofit, Government, Social enterprises, E-commerce and PR Agencies, Construction, Technology SAAS, Service based industries and more. I have worn many hats, and shown up for clients at every stage from day one chaos to audit-ready confidence. What has never changed is the standard: accurate work, honest advice, and a relationship that actually feels like one.
Cobella operates across two areas of practice. Our financial leadership and advisory work gives businesses the systems, reporting, and strategy they need to grow with confidence. Our financial empowerment and coaching work brings that same clarity directly to individuals and communities who deserve access to it.
Cobella brings strategic financial leadership, operational discipline, and a genuine commitment to community well-being to every client relationship. We are not just your bookkeeper. We are your financial partner.
We are 100% Canadian, fully remote, and built around people first.
— Shantae Cunningham, Founder & Principal
We work with the best tools in the industry.
Cobella Financial works with QuickBooks Online, Xero, FreshBooks, Dext, Float, Shopify, Stripe, Square, Plooto, HubDoc, Wagepoint, Ceridian, Payworks, and ADP. Serving Canadian businesses across all major accounting platforms.
Financial clarity made for everyone.
Cobella Financial was built on one belief: every business and every individual deserves access to financial clarity, regardless of size or budget. We bring the same level of partnership, rigour, and care to a solopreneur finding their footing as we do to an established organization managing millions.